Thursday, January 1, 2015

Reflections



I stopped making "resolutions" a few years ago.  New Year's resolutions have become known as declarations of action that end up failed achievements.  Not everyone fails to see their resolutions come to fruition.  I have even met a few myself.  However, most people do not remain committed the year through.  They often give up a mere quarter of the way through the year...or in less time.  This was me, too.  "I'm going to lose weight" only to gain weight by the end of the year.  "I'm going to quit smoking" as I would celebrate NYE with a smoke!  I did end up quitting smoking, though, thank goodness! I've been smoke-free for 10 years.  Resolutions are better stated as goals.

I do set goals for the year.  I start this process by reflecting on the year passed.  I look at the goals I had set and whether or not I met them.  If I fell short, I try to determine why.  For 2014, my goals were

  • Have the body of a bikini model
  • Buy my first home
  • Be debt free, save for home and car
  • Have money in savings
  • Grow my home-based business to earning at least $500 per month
I did not meet a single one of these goals.  Why?  That's just it.  I lost sight of my "why."  I let a man con me out of $2750 that would have been my savings.  I charged things I didn't really need to credit.  Because I didn't have a high enough credit score or money saved, I didn't buy a house.  I would watch television or play stupid games instead of working on my business.  They were all choices I made.  I have no one or nothing to blame but myself.

My primary goal for 2015 is to stay on task and be consistent, no matter what happens.  Life will always throw curve balls.  The unexpected will always happen.  Life being life is inevitable.  It is unpredictable.  The key to achieving success is to be ready for the unexpected.  Plan for it.  Know it is coming and be ready when it arrives.  Be strong enough to do what you know you must in the most difficult and challenging of times.

My primary goal will drive the rest of my goals for 2015 and see them to fruition.
  • Exercise (including stretching) 365 days
  • Dine out only 1x per week
  • Have a bikini model body by the end of April
  • Buy my first home by June
  • Be debt free, save for home and car, by the end of December
  • Have money in savings by the end of April and growing it monthly
  • Grow my home-based business to earning at least $500 per month by the end of March
Goals must be SMART.
  • Specific
  • Measurable
  • Achievable
  • Realistic
  • Time-sensitive
I will spend the weekend defining specific monthly, weekly, and daily tasks that must be done to achieve these goals.  This is called "reverse engineering" goals.  You start with a BHAG, Big Harry-Ass Goal, then break it down into bite-size, manageable tasks that can be done daily.  Doing this makes it seems less scary and more doable.  It also vital to write them down and make them public.  Keeping them in your head and to yourself gives you an "out" to not reach them.  Don't do that to yourself!  You are better than that!

Here's to a better year and 2015 will be one for the history books!  Cheers!!